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********Are you stoked about this fresh quarter/semester? It is upon us folks, so if you're planning on a few classes, I'd get busy. It's always a drag trying to get into the ones you want at the last minute. College life waits for no one. This goes the same for student loans and financial aid. If you need it, you'd better get on the ball. The truth is it's always best to plan far in advance. If you know the earliest date to apply, DO IT. Don't procrastinate and wait around like you have all the time in the world. This is reality! You don't! High school is over with. The University lifestyle is completely different. It's fast-paced, and if you slack off, you get burned. Take a look around at the thousands of other students. You're merely one in a massive crowd. So don't plan on any special treatment.
It took me a bit to catch on to the financial aid process. I was one of the many, who could certainly not afford college life without assistance. And no, I'm not talking about the kind you get from your parents. They advised me to go about it on my own. My father told me that if I was forced to pay my own way, I'd strive for better grades. Today I believe he was correct. Since I did fund my own college, I worked my butt off to do well. Not that it's easy with a part-time job on the side, and a child to raise. But, all things considered, I'm proud of my graduating GPA. I always stayed above 3.00. Anyway, let's talk finances. As I mentioned before, college can be pricy. You will most likely need to apply for student loans immediately. And by immediately, I mean way before your fall quarter/semester begins. This translates to somewhere between January and May. Whatever you do, don't wait until fall hits. You'll never get the financial assistance you need. By this time, all who applied for student loans earlier will be getting their funds.
It's no doubt a process. College life is something you have to get used to. But, like anything else it will become routine. This is why I only offer you one simple word of advice. Apply for student loans EARLY in the year! Make certain you're on the list of those who will receive much-needed aid. The late students never get their funds on time. The quarter will begin, and they'll have no cash to pay for tuition. YIKES!
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Why make government the prime source for student loans? - Washington Post
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Defaults on student loans rising - AZ Central.com
Defaults on student loans rising AZ Central.com Current law allows borrowers to cap payments at 15 percent of discretionary income, but that can result in a longer repayment term and more interest. ... Student loan defaults on rise in AZ |
The recession has hurt many people's credit scores. How to fix it? - Washington Post
The recession has hurt many people's credit scores. How to fix it? Washington Post According to the FICO Web site, borrowers with scores of 760 to 850 paid average rates of 4.613 percent on 30-year $300000 mortgages this week, ... |
Rising tuition? Little-known resources can help - Creston News Advertiser
 Creston News Advertiser | Rising tuition? Little-known resources can help Creston News Advertiser Students fail to understand that total loan amounts also include rapidly increasing interest as well as fees. Interest on federal loans starts at 5.8 ... |
Editorial: Student loans should be for the successful - New Zealand Herald
 New Zealand Herald | <i>Editorial:</i> Student loans should be for the successful New Zealand Herald ... into tertiary education is going directly to students as allowances, loans and interest subsidies. The average for OECD countries is 17.6 per cent. ... Students worry about tertiary changes |
Tuition, grants uneven - The Collegian
Tuition, grants uneven The Collegian According to financial aid director Maria Hernandez, the number of subsidized Stafford Loans, a loan that does not start accruing interest until six months ... |
Kollege Kockup: Something Is Not Right In Higher Ed - Reason Online (blog)
 Reason Online (blog) | Kollege Kockup: Something Is Not Right In Higher Ed Reason Online (blog) The average loans for a student who earned a bachelor's degree totaled $32650 in the 2007-08 school year, compared with $17700 at public universities. ... |