Is there anything you can do about the persistent calls coming in from debt collection agencies? Not all of them play fairly, and may be violating the state and federal laws put in place for your protection.
Whether you like it or not the rules are set according to your credit score. Here’s what that means. If you have good credit, then you set the rules. If you have bad credit, then you will not have any choice other than to play by somebody elses rules and it will cost you. Because research has proven that your credit report, although it is based on your past payment history, it still is the most accurate ‘crystal ball’ of looking into the future regarding how you are likely to act pertaining to financial decisions. So the bottom line is, you are a better ‘bet’ for turning out to be a good decision if you good credit, and if you have bad credit, then the ‘chips are stacked against you’.